How to Choose a Water Damage Company - 8 Key Questions

How to Choose a Water Damage Company - 8 Key Questions

Barbara Nagy • February 24, 2026

Your kitchen is flooded. Water is creeping across the floor, soaking into cabinets, and you have no idea what to do next. You grab your phone and search for help, but dozens of water damage restoration companies pop up. How do you know which one to trust with your home?

Not all restoration companies are created equal. Some show up with outdated equipment and undertrained crews. Others disappear mid-project or leave you battling your insurance company alone. The wrong choice can mean thousands in extra damage and months of stress you didn't need.

Here are eight questions every Tampa Bay homeowner should ask before hiring a water damage company. These will help you spot the professionals and avoid the headaches.

1. Are They Licensed and Certified?

This question matters most. A legitimate water damage company should hold IICRC certification at minimum. The Institute of Inspection, Cleaning and Restoration Certification sets the industry standard. Certified technicians complete rigorous training and must maintain credentials through continuing education.

Water damage restoration isn't just removing water. It involves understanding moisture movement, mold risk timing, and proper drying techniques. Certified technicians know the science. Uncertified ones are guessing.

2. How Fast Can They Respond to Emergencies?

Water damage gets worse by the hour. Within 24 to 48 hours, mold can start growing. Drywall saturates beyond repair. Wood floors buckle. Every minute matters.

A reliable company offers genuine 24/7 emergency response. That means a real person answers at 2 AM, not a voicemail promising callbacks Monday.

Professional water extraction equipment removing standing water from a flooded room

Professional extraction equipment removes hundreds of gallons per hour, protecting flooring from permanent damage.

Ask: "What's your average emergency response time?" Good companies arrive within 60 minutes. Vague answers are a warning sign.

Dealing With Water Damage Right Now?

Our team at Chris' Carpet Service & Water Restoration answers the phone 24/7 and responds to Tampa Bay emergencies fast. We've been helping local homeowners since 1976.

Get Emergency Help Now

3. Do They Work Directly With Insurance Companies?

Filing a water damage claim is complicated. You need detailed documentation, specific terminology, and accurate pricing. Many homeowners unknowingly accept settlements that fall short of actual costs.

Experienced companies understand this process. They document everything with photos and moisture readings, use Xactimate pricing software that adjusters recognize, and communicate directly with your insurer. For more guidance, see our article on documenting water damage for insurance claims.

4. What Equipment Do They Use?

Professional restoration requires serious equipment: commercial extractors, industrial air movers, refrigerant dehumidifiers, and thermal imaging cameras. Consumer tools from the hardware store won't handle real water damage.

Equipment Professional Grade Consumer Grade
Extractors 100+ gallons/hour 5-10 gallons/hour
Dehumidifiers 30+ gallons daily 2-5 gallons daily
Detection Thermal imaging Surface meters only

5. Can They Handle Mold Remediation Too?

Water damage and mold go hand in hand. If water sits more than a day or two, mold growth becomes almost inevitable in Florida's humidity. You might hire one company for water damage and need another for mold a week later.

Companies offering both professional mold remediation and water damage restoration handle everything from start to finish. They take preventive measures during initial restoration.

Professional drying equipment during water damage restoration

Proper drying prevents the mold growth that often follows water damage in Tampa Bay homes.

6. What Do Their Reviews Actually Say?

Online reviews tell you what marketing won't. Look beyond star ratings. Read actual comments and note how companies respond to criticism.

Review Red Flags vs. Green Flags

Watch out for: Hidden fees, poor communication, late crews, work requiring redos.

Good signs: Fast response, clear communication, insurance help, respectful crews.

Check Google, Yelp, and BBB. A few negatives among positives is normal. A pattern of similar complaints is a problem.

7. Are They Actually Local?

After major storms, out-of-state contractors flood into Florida chasing insurance money. Some are legitimate. Many aren't. They collect payment and disappear before problems surface.

Local companies depend on their reputation. If something goes wrong, they're still here to fix it. They know local building codes, typical Tampa Bay construction, and our climate's challenges.

We've served the Tampa Bay area since 1976. That's nearly 50 years helping neighbors through water emergencies.

8. Do They Provide Free Estimates?

Reputable water damage companies provide free estimates. They should assess damage thoroughly and explain the work before you commit.

Be cautious of companies wanting to start immediately without explaining costs. Emergencies create pressure, but trustworthy companies still communicate clearly. For preparation tips, read our post on emergency steps for water damage.

Need a Water Damage Company You Can Trust?

Chris' Carpet Service & Water Restoration is IICRC certified, locally owned, and has served Tampa Bay families since 1976. We answer our phones 24/7 and offer free estimates on all restoration work.

Contact Our Team

Frequently Asked Questions

How quickly should a water damage company respond?

A good water damage company should respond within 60 minutes for emergencies in their service area. Water damage gets significantly worse after 24 to 48 hours, so fast response is critical. Be wary of companies that cannot give you a clear response time estimate.

What certifications should a water damage restoration company have?

At minimum, look for IICRC certification. This ensures technicians have completed professional training in water damage restoration science. Additional certifications in mold remediation are valuable since water damage often leads to mold growth.

Should I choose a local or national water damage company?

Local companies often provide better service because they depend on community reputation, understand local building codes, and will be available if issues arise later. After major storms, out-of-state contractors sometimes do poor work and disappear before problems surface.

Will a water damage company work with my insurance?

Experienced restoration companies work directly with insurance companies regularly. They document damage thoroughly, use industry-standard Xactimate pricing, and communicate with adjusters on your behalf. This helps ensure your claim processes correctly and you receive fair compensation.

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